Stride Health, Inc.
Website and Mobile App Privacy Policy
LAST UPDATED: October 2023
Welcome to this website or mobile application, a service of Stride Health, Inc. (“we” “us” or “our”). This Privacy Policy (“Privacy Policy”) explains how we collect, use, and disclose information about you or members of your household when you use this website or mobile application, or any other related service, website, mobile application, or interactive features (the “Services”). This Privacy Policy contains the following sections:
The Websites and Services Covered by this Privacy Policy
This Privacy Policy applies to the Services, including, but not limited to:
Stride Health or Stride-branded websites, including
Stride Health or Stride-branded mobile applications
Interactive email or text messaging features, when you provide your email address or cell phone number to us, or consent to our use of your email address or cell phone number, in a website or mobile application that links to this Privacy Policy.
In addition, our describes specific privacy practices that we use when Stride helps you to get health coverage through the Health Insurance Marketplace.
We are not responsible for the privacy practices of any third-party service providers (such as health plans, health insurance marketplaces, internet service providers or cloud service providers) or other third parties operating websites or applications to which our Services link. The inclusion of a link in any Services does not imply that we endorse, or otherwise monitor the privacy practices of that linked third party website or application.
The Categories of Information We Collect When You Use Our Services
Information we collect directly from you includes data that is unique to an individual, like your name, address, social security number, e-mail address, telephone number and policy information. It can also include information which is not unique to you but which we’ve associated with your Stride account. For example, it may include demographic information (like income, age, gender, household composition, race or ethnicity) or health information (such as health condition or medical needs). Here’s a table that explains the types of information we collect from you (with some examples thrown in):
Category | Examples | Purposes |
Information about your location, household and medical priorities | Zip code | |
Age, tobacco use, gender | ||
Doctors, prescriptions and health conditions | To find health plans available to you | |
To estimate premiums | ||
To narrow plan recommendations | ||
Account information | Email address and password | To register for a Stride account |
Application information | Name, date of birth, home address, plan selection, government-issued identifiers | To apply for coverage, verify information, confirm eligibility and calculate monthly premium |
Coverage information | Medical record number | To complete enrollment and begin using benefits |
Financial and Payment information | ACH or payment card number, Tax information, income, transactional information | To pay first month’s premium |
To find health plans available to you | ||
To estimate premiums | ||
Identifiers | Telephone number, email address, postal address | To contact you about the Services or with marketing messages |
Mileage tracker | GPS coordinates and timestamps; expense receipts | To track mileage and calculate tax deductions |
Tracking information | Web browser information | To personalize services and improve service performance |
Insurance information | Date of birth, height, weight, income, family medical history, and life insurance interests | To calculate a life insurance quote |
Correspondence | Contents of emails you send, support inquiries, or feedback you provide directly to us | To provide the Services |
Additional information | As required based on your purchases | To confirm your identity, verify eligibility and help you enroll in coverage |
We collect the same or similar types of information when you shop for dental or vision benefits, life, or disability insurance. With your consent, we can also collect financial data to help you find, track and document money-saving tax deductions in our Stride mobile app.
Information we collect through automated means includes usage data (such as web browser information, server log files, cookie technology, pixel tags or beacons, and other technologies) that we collect when you use our Services. See the Section “How We Use Tracking Technologies to Collect Usage Data” for more information.
Information we collect from others includes additional information such as demographic, eligibility, and statistical information from third parties and sources, such as business partners, marketers, researchers, analysts, public records, and others that we may attribute to you based on your assignment to certain statistical groups. We use this information to supplement the information that we collect directly from you in order to derive your possible interests and provide more relevant experiences for you and improve our websites, analytics, and advertising.
How We Collect Information
The specific information we collect about you or members of your household -- and the reasons why we use, disclose and store it -- varies with the Services you choose to access, and whether you are just looking at your options (“Lookers”), want to save your recommendations for later use (“Savers”) or apply for coverage or other financial products (“Buyers”).
Lookers. If you visit our Services without creating a Stride account, we collect information that helps you find a health, dental or vision plan that works for you. As a Looker, you can enter your zip code, age and gender for you and any dependents you want to include for coverage, and, if you choose, information about your doctors, prescription drugs and health conditions. We use this information to return plan pricing and recommend plans that can save you money, without you needing to create a Stride account.
Savers. If you don’t want your plan recommendations to be cleared, you can save your progress by creating a Stride account. This links the information associated with your visits to the Services to your Stride account.
Buyers. If you’re ready to buy coverage from a plan or sign up for other benefits, we collect additional information, as required by insurers or health insurance marketplaces to confirm your identity, verify eligibility and help you enroll in coverage.
How We Use Tracking Technologies to Collect Usage Data
When you visit or interact with our Services, we may collect data from you through a number of different automated technologies (“Tracking Technologies”) to help us improve our Services and present you with sponsored content on other service platforms. Examples of how we use Tracking Technologies include:
Browser and device information. We may automatically collect certain web browser information such as (a) IP addresses, unique device identifiers and other information about your computer or mobile phone or other mobile device(s), browser types, browser language, operating system, the state or country from which you accessed the Services; and (b) information related to the ways in which you interact with the Services, such as: referring and exit pages and URLs, platform type, the number of clicks, domain names, landing pages, pages and content viewed and the order of those pages, the amount of time spent on particular pages, the date and time you used the Services, the frequency of your use of the Services, error logs, and other similar information. Web browsers collect and store information about the type of device and operating system you are using to access our Services, as well as your device’s media access control (“MAC”) address for facilitating network communications. Accessing this information helps us to establish a secure and consistent connection to you and to customize experience and content when you use our Services.
"Cookie" technology. A "cookie" is an element of data that we can send to your web browser when you link to our Services. It is not a computer program and has no ability to read data residing on your computer or instruct it to perform any step or function. By assigning a unique data element to each visitor, we can recognize repeat users, track your usage patterns and better serve you when you return to our Services later. The cookie can also track your usage patterns as you visit other websites across the internet, to support marketing campaigns that deliver sponsored content about our Services on other websites and service platforms. Your browser may offer you a “Do Not Track” option, which allows you to prevent us from tracking your online activities over time and/or across different websites.
Other than with respect to the global privacy signal discussed below in this Privacy Policy, our Services do not support Do Not Track requests at this time.
Client-side page tagging. This technology uses code on each web page to write certain information about the page and the visitor to a log when a page is rendered to you by our Services. "Tagging" does result in a JavaScript program running in your browser, but it is limited to providing information about the page that you are requesting and the configuration of your browser. It will not read any of your data files, nor execute any additional programs. It does not extract any information that identifies you. You can prevent tagging by disabling JavaScript in your browser, but that may prevent you from using all of our Services’ functions.
Tracking pixels or beacons. Tracking pixels (sometimes referred to as "web beacons") are tiny graphics with a unique identifier that are embedded invisibly on web pages and are about the size of the period at the end of this sentence. They perform a similar function to cookies, except that cookies are stored on a user's computer hard drive. We may use web beacons on our websites and mobile applications to help us collect data about user activity.
To opt out of our sales/sharing of personal information that are not based on cookies and similar online activities, email us at support@stridehealth.com.
How We Use the Data We Collect
We use your information to:
• Verify your identity and authenticate access to your account • Provide, operate, administer, and troubleshoot the Services • Personalize your experience when using the Services • Provide you with customer service and technical support • Send you information about your relationship or transactions with us • Evaluate and improve our Services and develop new products and services • Notify you of new Service features or new Services that we provide • Allow us and our advertising partners to personalize the content and advertising that you see on the Services and on third-party platforms • Measure the effectiveness of our advertising and deliver relevant advertising to you • Engage in internal research, reporting and data analytics • Notify you of other benefits that your plan or any of our Stride Benefits partners may provide • Bill and collect payment for any applicable premiums, fees or charges • Take action that helps us to maintain the security of our Services and the privacy of your information, obey laws and help prevent fraud and abuse • Comply with any procedures, laws, and regulations which apply to us where it is necessary for our legitimate interests or the legitimate interests of others • Update any hardware, software or other tools that we provide in conjunction with the Services • Establish, exercise, or defend our legal rights where it is necessary for our legitimate interests or the legitimate interests of others
Aggregate/De-Identified Information. We may aggregate and/or de-identify any information collected through our Services so that such information can no longer be linked to you or your device ("De-Identified Information"). We may use such information for any purpose, including without limitation for research and marketing purposes, and may also disclose such data to any third parties, including advertisers, partners, and sponsors.
Combined Information. We may combine the information that we collect through the Services with information that we receive from other sources, both online and offline, and use such combined information in accordance with this Privacy Policy.
How We Disclose Information To Others
Our disclosures of information to others depends on whether you are a Looker, Saver or Buyer.
Third Party Service Providers. We use third party service providers to assist us in delivering our Services to you, including internet service hosting, payment processing, technical integration, marketing, analytics, customer service, application services providers, technical support services, and fraud protection providers. We disclose data to these third parties to the extent necessary for them to provide these services. These companies are acting on our behalf and are required, by contract with us, to keep our data confidential and are only authorized to use it for specific purposes. We always seek your approval before exchanging your information with certain third-party services that link your accounts with them to your Stride account.
Health Plans, Insurance Carriers, and Health Insurance Marketplaces. Our Services give Buyers the ability to seek coverage and determine eligibility for benefits offered by insurance carriers through the Health Insurance Marketplaces. The information we disclose to these entities is necessary for them to act on an application that you make through our Services. We always seek your approval before submitting an application or exchanging your information with an insurance carrier or Health Insurance Marketplace.
The Marketplace Privacy Supplement describes the privacy practices of HealthCare.gov. You can also find links to the privacy policies of state-based health insurance marketplaces on our Services and the notice of privacy practices of insurance carriers on their respective services. You should read these privacy policies to understand how these third parties use your information. We do not endorse these organizations and have no control over how they manage your information after we disclose it with them.
With Your Authorized Representatives. We deliver our Services to you and not to intermediaries that may offer assistance to you in managing your financial matters. We only disclose your information to an authorized representative if we verified the authority of a personal representative that contacts us at your request about your Stride account.
Sponsoring Partners. We partner with companies that promote our Services as a benefits platform for their permanent or independent workforce. These partners share a link with their workforce to our Services. If you visit our Services through a link like this, you will be presented with a branded marketplace of benefits. We do not disclose any of your information to these partners without your consent, nor do we receive any information about you from them. We do not endorse or monitor the privacy practices of these sponsoring partners. You should read their privacy policies to understand how they may use your information when you access our Services through a branded marketplace.
Marketplace Partners. We augment our Services with benefits made available through our marketplace partners. We may disclose limited information to these partners such as unique identifiers to facilitate your enrollment in such benefits. We may also disclose De-Identified Information or aggregated reports with them to evaluate Service adoption and performance. We implement reasonable technical safeguards and business processes to prevent reidentification and receive contractual assurances that marketplace partners will not attempt to reidentify any De-Identified Information that we give them.
Legal Authorities. We may be required by law or legal process to disclose your information to our lawyers, to third parties in connection with litigation, or to law enforcement or regulatory personnel. We will disclose your information in good faith and when we deem such disclosure reasonably necessary for compliance with applicable laws. We may provide this information without your consent and without notice to you when we are required to do so in order to comply with a valid legal process such as a subpoena, court order, or search warrant.
Affiliates. We may disclose your information to any parent or subsidiaries, or other companies or entities which control, are controlled by or under common control with us. If we do so, they will be required to keep this information confidential and only for purposes that are permitted in this Privacy Policy.
Business Transfers. If we enter into a merger, acquisition, or the sale of all or part of our assets, or any diligence activities related thereto, your information may be part of the assets transferred. We will notify you if this happens if we have a way to contact you and we are required to provide you with notice.
Cross-Device Linking and Advertising. Some of our third-party service providers use different Tracking Technologies to predict or determine a likely association or relationship between two or more devices such as smartphones, tablets, desktop computers, etc. We may use analytics provided by these third parties to help us serve online content, including advertisements, about the Service across the internet on websites and social media platforms. We do not permit any third parties to serve advertisements on our Services.
Tracking Technologies Used By Third Parties. Bear in mind, third parties, including Facebook, may use cookies, web beacons, and other technologies to collect information about you when you visit our website or mobile applications, including your IP address, web browser, pages viewed, time spent on pages, links clicked, and conversion information. We are not responsible for third party tracking technologies, and we encourage you to check the privacy policies of these third parties to learn more about their privacy practices. Please note that we use reasonable technical measures to prevent such third parties from collecting information related to your health or that could be used to infer health conditions.
Your Privacy Rights and Choices
Rights regarding your information Depending on your jurisdiction, you may have the right, in accordance with applicable data protection laws, to make requests related to your “personal information” or “personal data” (as such terms are defined under applicable law, and collectively referred to herein as “personal information”). The particular scope and nature of these rights vary in each state, so we have sought to explain these rights in the most transparent and uniform terms, below.
Specifically, you may have the right to ask us to:
Inform you about:
the categories of personal information we collect or disclose about you;
the categories of sources of such information;
the business or commercial purpose for collecting your personal information; and
the categories of third parties with whom we disclose personal information.
Provide you access to and/or a copy of certain personal information we hold about you.
Correct or update personal information we hold about you.
Restrict or object to certain uses of your information.
Delete certain personal information we have about you.
Provide you with information about the financial incentives that we offer to you, if any.
Opt you out of the processing of your personal information for purposes of profiling in furtherance of decisions that produce legal or similarly significant effects, if applicable.
Certain information may be exempt from such requests under applicable law. For example, we need certain information in order to provide the Services to you or for legal or tax reporting purposes. We also need to take reasonable steps to verify your identity before responding to a request, which may include, at a minimum, depending on the sensitivity of the information you are requesting and the type of request you are making, verifying your name and email address. If we are unable to verify you, we may be unable to respond to your requests.
You may be able to designate an authorized agent to make requests on your behalf. In order for an authorized agent to be verified, you must provide the authorized agent with signed, written permission to make such requests or a power of attorney. We may also follow up with you to verify your identity before processing the authorized agent’s request.
Depending on applicable law, you may have the right to appeal our decision to deny your request, if applicable. We will provide information about how to exercise that right in our response denying the request. You also have the right to lodge a complaint with a supervisory authority.
To exercise these rights, send us an email at privacy@stridehealth.com or call us at (415) 930-9110.. We do our best to acknowledge your request within 10 days and respond within 30 days. As provided in applicable law, you have the right to not be discriminated against for exercising your rights.
Notice of right to opt out of sales of personal information and sharing or processing personal information for targeted advertising purposes
Depending on your jurisdiction of residence, you may also have the right to opt out of the “sale” of your personal information and “sharing” or processing of your personal information for targeted advertising.
As explained in the “How We Disclose Information to Others” section above, we sometimes disclose information to unaffiliated third parties we collaborate with or that provide offers that we think may be of value to you. We also provide information to third-party advertising providers for targeted advertising purposes or use advertising analytics partners to assist us in analyzing use of our services and our user/customer base. Under applicable law, the disclosure of your personal information to these third parties to assist us in providing these services may be considered a “sale” of personal information or the “sharing” or processing of personal information for targeted advertising purposes.
If you would like to opt out of the disclosure of your personal information through cookies and similar online tracking technologies for purposes that could be considered “sales” for those third parties' own commercial purposes, or “sharing” or processing for targeted advertising purposes, please visit the following link, which is also available in the footer of our Service: Note that you will need to opt out on each device you use to access the Services. If you have a legally-recognized browser-based opt out preference signal turned on via your device browser, we recognize such preference in accordance with applicable law. To opt out of "sale" and "sharing" activities that are not based on online tracking technologies, please email us at privacy@stridehealth.com
We do not knowingly sell the personal information of children under 16 years of age.
Retention of Your Information
We will retain your information for as long as your account is active or as needed to provide you with Services, or as otherwise necessary to help us improve our products and services, comply with our legal and contractual obligations, resolve disputes, and enforce our agreements with you. In determining how long to retain information, we may consider the amount, nature and sensitivity of the information, the potential risk of harm from unauthorized use or disclosure of the information, the purposes for which we process the information, applicable legal requirements, and our legitimate interests.
Security
We have implemented technical, administrative and physical security measures based on generally accepted industry standards that are designed to protect your information from unauthorized access, disclosure, use and modification. We regularly review our security practices to consider appropriate new technological and other safeguards. However, no method of transmission over the Internet or method of electronic storage is entirely secure. Even so, we cannot guarantee in all cases that these measures will be sufficient to protect your information from unauthorized use.
Children
We do not knowingly collect personal data from anyone under the age of 13 through our Services, and our Services are not directed at children under the age of 13. If we discover we have received any “personal information” (as defined under the Children’s Online Privacy Protection Act) from a child under the age of 13 in violation of this Privacy Policy, we will take reasonable steps to delete that information as quickly as possible.
Users Outside of the United States
The Services that link to this Privacy Policy are for users located in the United States. If you use any of our Services from outside of the United States, then by providing us any of your data, you understand and consent to the collection, use, processing, sharing, and disclosure of your personal data as described in this Privacy Policy, and acknowledge that the United States may not provide the same level of protection to personal data as the country in which you reside, whether that country is in the European Economic Area or elsewhere outside of the United States.
Email and Text Messages
After you create a Stride account, we may send you emails to remind you of opportunities to save money. You can opt out of receiving email communications at any time by following the “unsubscribe” or “opt out” prompts in these communications. Even though you may opt-out of receiving marketing-related communications from us, we may still send you important administrative and transactional messages related to the Service.
If you opt in to receiving SMS text messaging, we may send you calls and texts (which may include marketing) at the telephone number(s) you provide with your opt in. Our use of SMS text messaging is governed by the Stride Health SMS Terms and the Stride Health Terms of Use. You may opt out of receiving future calls or text messages at any time by visiting our opt-out page or by texting STOP the short code or telephone number from which you received a Stride Health text message. You may receive one or more confirmation messages when you opt out or when your participation in the program otherwise ends.
Because of how email and SMS text messaging technologies operate, these communications are not encrypted. In addition, we have no control over the electronic networks that are used to transmit email or text messages. While interception or alteration of these messages is illegal, it is possible.
Sometimes, we send you emails that include a secure link that allows you to securely upload your information. We recommend that you use these links wherever possible. If instead you choose to send or request information over unencrypted email or SMS text message, you agree that you understand and accept that the information could be read by third parties.
Changes to this Privacy Policy
We reserve the right to change this Privacy Policy. When we change it, we will make a copy of it available to you by posting it on and including a link to it in this Privacy Policy. If we make material changes to this Privacy Policy, we will make you aware of them where we post the updated policy and may also notify you by other reasonable methods that we select. You understand and agree that if you use this website after the effective date of the updated Privacy Policy, we consider your use as acceptance of it.
This Privacy Policy amends the Privacy Policy dated July 2023 to include clarifications regarding our SMS practices.
NOTICES FOR CALIFORNIA RESIDENTS
If you are a California resident, California law requires us to provide you with some additional information regarding how we collect, use, and disclose your “personal information” as defined in the California Consumer Privacy Act (“CCPA”).
We describe the categories of information we collect, our business purposes for collecting such information, the sources and uses of such information and the entities with which we disclose such information in the “The Categories of Data We Collect When You Use Our Services”, “How We Collect Information”, “How We Use Tracking Technologies to Collect Usage Data”, “How We Use Information”, and “How We Disclose Information to Others” sections of this Privacy Policy, and in disclosures contained in our Healthcare.gov Supplemental Privacy Statement. We provide additional information required by the CCPA in the chart below.
Category of Personal Information | Purpose of use | Category of third parties to which we disclose this personal information for a business purpose | Categories of third parties to which we “share” and “sell” this personal information for advertising/analytics purposes |
Contact and account information, including your and your dependents’ name, email, address, date of birth, gender, and language preference | To find health plans available to you, estimate premiums, narrow plan recommendations, and register for a Stride account | Third Party Service Providers, Health Plans and Health Insurance Marketplaces, With Your Authorized Representatives, Sponsoring Partners, Marketplace Partners, Legal Authorities, Affiliates, Business Transfers | Online advertising partners (only basic contact information such as name and email are disclosed for these purposes) |
Application information, including income and eligibility | To apply for coverage, verify information, confirm eligibility and calculate monthly premium | Third Party Service Providers, Health Plans and Health Insurance Marketplaces, With Your Authorized Representatives, Sponsoring Partners, Marketplace Partners, Legal Authorities, Affiliates, Business Transfers | We do not share/sell |
Financial and transactional information, including tax information and income | To complete enrollment, estimate premiums, and begin using benefits | Third Party Service Providers, Health Plans and Health Insurance Marketplaces, With Your Authorized Representatives, Sponsoring Partners, Marketplace Partners, Legal Authorities, Affiliates, Business Transfers | We do not share/sell |
Customer service interaction information, including contents of emails you send, support inquiries, or feedback you provide directly to us | To provide the Services and respond to your requests | Third Party Service Providers, Legal Authorities, Affiliates, Business Transfers | We do not share/sell |
Information collected thought automated technologies (i.e., tracking information) | To personalize Services and improve service performance | Third Party Service Providers, Legal Authorities, Affiliates, Business Transfers | Online advertising partners |
Coverage information, including current health coverage status | To complete enrollment and begin using benefits | Third Party Service Providers, Health Plans and Health Insurance Marketplaces, With Your Authorized Representatives, Sponsoring Partners, Marketplace Partners, Legal Authorities, Affiliates, Business Transfers | We do not share/sell |
Geolocation information (i.e. mileage tracker) | To track mileage and calculate tax deductions | Third Party Service Providers, Health Plans and Health Insurance Marketplaces, With Your Authorized Representatives, Sponsoring Partners, Marketplace Partners, Legal Authorities, Affiliates, Business Transfers | We do not share/sell |
Insurance information | To calculate a life insurance quote | Third Party Service Providers, Health Plans and Health Insurance Marketplaces, With Your Authorized Representatives, Sponsoring Partners, Marketplace Partners, Legal Authorities, Affiliates, Business Transfers | We do not share/sell |
Marketing preferences | To manage marketing communications | Third Party Service Providers, Legal Authorities, Affiliates, Business Transfers | Online advertising partners |
Health information, including medical priorities, family history, and tobacco use | To apply for coverage, verify information, confirm eligibility and calculate monthly premium | Third Party Service Providers, Health Plans and Health Insurance Marketplaces, With Your Authorized Representatives, Sponsoring Partners, Marketplace Partners, Legal Authorities, Affiliates, Business Transfers | We do not share/sell |
Government identification information, including information pertaining to your immigration and naturalization status (e.g. social security number) | To apply for coverage, verify information, confirm eligibility and calculate monthly premium | Third Party Service Providers, Health Plans and Health Insurance Marketplaces, With Your Authorized Representatives, Sponsoring Partners, Marketplace Partners, Legal Authorities, Affiliates, Business Transfers | We do not share/sell |
Race/Ethnicity | To apply for coverage, verify information, confirm eligibility and calculate monthly premium | Third Party Service Providers, Health Plans and Health Insurance Marketplaces, With Your Authorized Representatives, Sponsoring Partners, Marketplace Partners, Legal Authorities, Affiliates, Business Transfers | We do not share/sell |
Premium and payment information, including ACH and payment card number | To pay first month’s premium | Third Party Service Providers, Health Plans and Health Insurance Marketplaces, With Your Authorized Representatives, Sponsoring Partners, Marketplace Partners, Legal Authorities, Affiliates, Business Transfers | We do not share/sell |
Login information (e.g., username and password) | To register for a Stride account | Third Party Service Providers, Legal Authorities, Affiliates, Business Transfers | We do not share/sell |
Opt Out of Sale/Sharing of Personal Information
The CCPA sets forth certain obligations for businesses that “sell” personal information or “share” personal information for cross-context behavioral advertising purposes. Under the CCPA, “sale” and “sharing” are defined such that they may include allowing third parties to receive certain information for advertising purposes.
If you would like to opt out of our use of your personal information through cookies and similar online tracking technologies for such purposes that are considered a “sale” or “sharing” for cross-context behavioral advertising purposes under California law (as indicated in the chart above), please visit the link in the footer of our website. If you have a legally-recognized browser-based opt out preference signal turned on via your device browser, we recognize such preference in accordance with applicable law. To opt out of the "sale" and "sharing" activities that are not based on online tracking technologies, please email us at privacy@stridehealth.com.
We do not knowingly sell the personal information of minors under 16 years of age.
Additional Privacy Rights
In addition to the opt out rights above, California residents may make certain requests about their personal information under the CCPA as set forth in “Your Privacy Rights and Choices” section above.
If you are a California resident and would like to exercise any of your legal rights under the CCPA, you can email at privacy@stridehealth.com or call us at (415) 930-9110.
If we ever offer any financial incentives in exchange for your personal information, we will provide you with appropriate information about such incentives.
In the limited circumstances that we process sensitive personal information as defined in the CCPA, we do not use or disclose it other than for disclosed and permitted business purposes for which there is not a right to limit under the CCPA.
Shine the Light
California Law permits customers who are California residents to request certain information once per year regarding our disclosure of personal information to third parties for such third parties’ direct marketing purposes. We do not disclose personal information to third parties for their own direct marketing purposes.